Terms and Conditions
Last updated: January 15, 2026
These Terms and Conditions govern access to and use of the website almadoz.com, operated by Almadoz S.A.C. By accessing and using this site, you accept these terms in full.
1. Owner Identification
This website is owned by Almadoz S.A.C., a company incorporated under the laws of the Republic of Peru, with RUC 20612345678, located at Av. Javier Prado Este 4600, Santiago de Surco, Lima, Peru.
2. Nature of Service
Almadoz is a financial education portal that offers general informative and educational content. It is essential that you understand that: - We do NOT provide financial services of any kind. - We do NOT provide personalized investment advice. - We do NOT conduct currency exchange operations or financial intermediation. - The information presented is exclusively for educational purposes.
3. Content Use
All content on this website (texts, graphics, images, design) is protected by copyright and is the property of Almadoz S.A.C. You may view and download the content for personal, non-commercial use, provided you maintain authorship references.
4. Limitation of Liability
The information provided on this website is offered for educational purposes only. Almadoz does not guarantee the accuracy, completeness, or timeliness of the information and will not be responsible for decisions made based on such content. The exchange rates shown are for reference only and do not constitute quotes for operations.
5. User Obligations
By using this site, you agree to: use the content lawfully and in accordance with these terms; not reproduce or distribute content for commercial purposes without authorization; provide truthful information in forms; and not attempt to access restricted areas of the site.
6. Intellectual Property
The trademarks, logos, and any other distinctive signs appearing on this site are the property of Almadoz S.A.C. or their respective owners. Their use without express authorization is prohibited.
7. Third-Party Links
This site may contain links to third-party websites. Almadoz is not responsible for the content or privacy practices of such sites.
8. Modifications
Almadoz reserves the right to modify these Terms and Conditions at any time. Changes will take effect from their publication on the website.
9. Applicable Law and Jurisdiction
These terms are governed by the laws of the Republic of Peru. Any dispute will be submitted to the competent courts of the city of Lima, Peru.
10. Contact
For inquiries about these Terms and Conditions, you can contact us at: legal@almadoz.com